Insurance & Risk Management

In Great Neck, Bayside, Flushing, Garden City, Port Washington, NY and Nationwide

A strong financial plan isn’t just about growing wealth—it’s about protecting it. At Premier Wealth Planning, we help individuals and families across Long Island and nationwide understand their risk exposure and design personalized insurance strategies that work in coordination with their broader goals.



We don’t sell insurance products. We give advice you can trust—grounded in what’s best for your long-term financial health.

Explore Financial Planning & Wealth Management

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Retirement Planning

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401(k) Management

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Estate Planning Coordination

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Investment Advisory

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Insurance & Risk Management

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Education Planning

Real Risk Management, Not Just Coverage Lists

Insurance should do more than check a box. It should help you stay on track when life takes an unexpected turn—whether it’s the loss of income, an unexpected illness, or a long-term care event. That’s why we evaluate every policy through the lens of your bigger financial picture: What’s protected, what’s exposed, and what would happen if circumstances changed tomorrow?

We Help You Ask the Right Questions

  • What happens if one spouse can no longer work?
  • Would your current policies cover a major unexpected expense?
  • Are your beneficiaries current—and aligned with your estate plan?
  • Are you paying for coverage you don’t need? Or missing coverage you do?

We’re here to walk you through it all—without upsells or pressure.

Types of Insurance & Risk Areas We Help You Evaluate:

Life Insurance
Whether you need term coverage to protect your family during your working years or are considering permanent policies for legacy planning, we’ll help you understand your options and how they fit into your broader estate and tax plan.


Disability Income Protection
For many professionals, your income is your biggest asset. We help assess whether your current coverage—employer or personal—is enough to maintain your lifestyle if you’re unable to work.


Long-Term Care Planning
We’ll review your exposure to healthcare costs in retirement, discuss long-term care insurance options, and help you prepare for a future where care may be needed—without draining your retirement assets.


Umbrella Liability & Personal Risk
We review your overall liability protection and help coordinate coverage for home, auto, and umbrella policies to reduce your risk of major loss.


Policy Reviews & Gaps
Already have coverage in place? We’ll evaluate existing policies for cost-effectiveness, gaps, or overlap—and help you update them based on life changes.

Serving Long Island & Clients Nationwide

Our insurance and risk management support is available to clients in Great Neck, Manhasset, Flushing, Port Washington, and all across the U.S. through secure virtual meetings and flexible communication.

Why Clients Choose Premier

Independent, Objective Advice

We don’t represent a specific insurance company. That means our only loyalty is to your financial well-being.


Tax & Estate Integration

Insurance decisions have tax and legacy consequences. Because we’re also your tax advisors and financial planners, we make sure each policy supports your full financial strategy.


Proactive Risk Awareness

Risk changes with time. We revisit your coverage regularly to adjust for new life stages, career shifts, or retirement transitions.

Frequently Asked Questions

  • How often should I review my insurance coverage?

    At least every few years—or anytime your life changes (marriage, children, job change, home purchase, etc.). We’ll guide you through what to review and when.

  • What type of insurance do I really need?

    It depends on your goals, assets, dependents, and career stage. We’ll help you evaluate risk exposure and coverage options objectively.

  • Can you coordinate with my insurance agent or provider?

    Yes. We often serve as the “translator” between your financial goals and your insurance provider. Our job is to make sure you’re getting the right coverage—not just any policy.

Let’s Protect What You’ve Worked So Hard to Build

You’ve put a lot into your career, family, and financial future. Let’s make sure the right protections are in place—so you can enjoy what’s ahead with less worry and more confidence.