Retirement Planning

In Great Neck, Bayside, Flushing, Garden City, Port Washington, NY and Nationwide

Retirement isn’t just about a number—it’s about knowing how to use what you’ve built. At Premier Wealth Planning, we help individuals and couples across Long Island and beyond create personalized retirement strategies that prioritize income stability, tax efficiency, and peace of mind.


Whether you’re 5 years out or already retired, we’ll help you make the transition with clarity and confidence.

Explore Financial Planning & Wealth Management

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Retirement Planning

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401(k) Management

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Estate Planning Coordination

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Investment Advisory

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Insurance & Risk Management

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Education Planning

More Than a Savings Goal—A Full Strategy for What’s Next

Most people focus on saving for retirement. But what happens after you retire? That’s where we come in. From Social Security timing to investment withdrawals and healthcare planning, we build a roadmap for retirement that covers every angle—including the tax consequences.


Our clients often include:


  • Families nearing retirement age
  • Professionals with 401(k)s or pensions
  • Small business owners transitioning out of work
  • Retirees managing income from multiple sources

Serving Great Neck, Long Island & Clients Nationwide

Whether you’re located in Roslyn, Manhasset, Port Washington, or halfway across the country, our retirement planning services are available in person or virtually. We offer flexible meetings, secure document sharing, and ongoing support from anywhere you call home.

Your Personalized Retirement Plan May Include:

401(k) & Employer Plan Management
We help you optimize contributions, select investments, and manage allocations—even while your money is still in an employer plan. When the time comes, we’ll walk you through rollovers and withdrawals.


Income Distribution Strategies
You’ve saved for decades—now what? We’ll help you create a sustainable income stream using a mix of accounts (IRAs, 401(k)s, brokerage, annuities) while minimizing taxes and avoiding early missteps.


Social Security & Medicare Guidance
Deciding when to take Social Security can add or subtract thousands from your lifetime benefit. We’ll help you choose the right timing—and coordinate your healthcare coverage in retirement.


Tax-Efficient Withdrawal Planning
Taxes don’t retire when you do. We plan your withdrawals with the IRS in mind—strategically tapping the right accounts, managing RMDs, and exploring Roth conversions when appropriate.


Estate & Legacy Coordination
We ensure your retirement plan aligns with your estate plan. That means the right beneficiaries, proper account titling, and a legacy that reflects your values.

The Premier Difference: Tax-Focused Retirement Planning

You won’t have to ask your financial advisor to call your tax preparer—because we’re the same team. That coordination allows us to proactively identify tax-saving opportunities across your retirement timeline.



And with our “triangle” model, we’ll also coordinate with your estate attorney so your plan is fully aligned—financially, legally, and personally.

Frequently Asked Questions

  • When should I start retirement planning?

    Ideally, decades in advance—but even if you’re retiring soon, we can help. The earlier we begin, the more options you have for optimizing income and minimizing taxes.

  • Can you help me if I already have a 401(k)?

    Yes. In fact, many clients come to us for help managing their 401(k) while still working. We provide investment guidance within employer plans and help coordinate those assets with your broader strategy.

  • What’s the best age to take Social Security?

    That depends on your income needs, longevity expectations, and spousal benefits. We’ll walk you through the tradeoffs and build the right strategy for you.

  • Do you provide advice on retirement healthcare costs

    Yes. We help estimate and plan for healthcare expenses, including Medicare enrollment timing, supplemental insurance, and long-term care considerations.

Plan Smarter for Retirement—With the Tax Insight You Deserve

You’ve worked hard to build your nest egg. Now let’s make sure it works just as hard for you. We’ll help you turn savings into income, reduce tax drag, and build a plan that supports your retirement lifestyle.