Tax Planning Strategies That Work All Year Long
In Great Neck, Bayside, Flushing, Garden City, Port Washington, NY and Nationwide
Tax season isn’t the only time to think about taxes. In fact, the best opportunities to reduce what you owe happen before your return is ever filed. At Premier Tax Planning, we offer year-round tax planning strategies that help individuals and small business owners across Long Island—and throughout the U.S.—make smarter financial moves with full tax awareness.
More Than Just Filing. Real Tax Strategy.
We don’t believe in April-only relationships. Because our clients work with us year-round, we’re able to help them anticipate the impact of major decisions, avoid surprises, and keep more of their money. Whether you’re reviewing your withholdings, planning a charitable donation, selling investments, or launching a business, we’ll help you understand the tax implications ahead of time.
Who Needs Year-Round Tax Planning?
- High earners who may be subject to AMT or phaseouts
- Individuals with investment portfolios or capital gains
- Self-employed professionals and LLC owners
- Real estate investors planning rental income strategies or 1031 exchanges
- Families with fluctuating income
- Retirees or others drawing income from multiple sources
- Anyone who’s tired of writing big checks to the IRS
Common Tax Strategies We Use Throughout the Year
Retirement Contribution Planning
We’ll help you determine when and how much to contribute to your IRA, Roth IRA, or SEP-IRA—and whether to consider Roth conversions depending on your income bracket.
Tax-Efficient Investing
We coordinate with your investment strategy to time gains and losses, avoid unnecessary distributions, and place assets in the most tax-advantaged accounts.
Charitable Giving Strategies
From donor-advised funds to appreciated stock gifts, we help you give generously while maximizing your deductions.
Business Expense Optimization
If you’re self-employed, we’ll track quarterly estimated payments, help you evaluate deductions, and ensure you’re planning for both taxes and growth.
Withholding Adjustments
Had a big change in income this year? We'll run projections mid-year to avoid underpayment penalties or surprise balances due.
Multi-Year Planning
We don’t just plan for this year. We look ahead—especially around events like retirement, business transitions, or large income years—to create multi-year strategies that minimize your total tax burden over time.
Tax Planning That’s Integrated With Everything Else
Because we’re not just tax preparers—we’re also your financial planners—we help ensure your tax decisions support your bigger goals. Whether you're growing a portfolio, preparing to retire, or planning your estate, we keep taxes in mind at every step.
And with our “triangle” approach, we coordinate with your estate attorney to ensure every strategy is aligned across your team.
Frequently Asked Questions
Is tax planning only for high-net-worth individuals?
Not at all. Many middle-income families overpay taxes because no one is helping them look ahead. Our planning helps clients at all levels make more informed decisions.
Do I have to be a financial planning client to get tax planning?
No—but we strongly believe tax planning is most effective when it’s integrated with your overall financial strategy. We’ll show you the benefits of taking a coordinated approach.
How do you handle planning if I don’t live in New York?
We offer virtual tax planning and preparation services nationwide. We’re familiar with multi-state income issues and use secure technology to support clients wherever they are.
Is this the same as tax prep?
Tax prep is the process of filing your return. Tax planning is the strategy that happens before you file. They work together—but planning comes first.
Let’s Take Control of Your Taxes—Before It’s Too Late
Don’t wait until next April to find out how much you owe. Let’s look ahead now and start putting strategies in place that can help you reduce your tax burden, increase your savings, and feel more confident about what’s next.